Getting cash abroad
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Re: Getting cash abroad
by Bob Ammerman
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----- Original Message ----- From: "Tomás Ó hÉilidhe" <toe@...> To: "Microcontroller discussion list - Public." <piclist@...> Sent: Tuesday, July 15, 2008 4:35 AM Subject: Re: [OT] Getting cash abroad > > > Another thing I need to look into is how I'm going to bring my initial > lump sum over with me. I'm bringing about 2 or 3 thousand Euro, and I've > considered bringing it over as a few 500 Euro notes. I can strap it to > the inside of my leg, and even if I get mugged they'll never know I have > it. My daughter just moved to China and took about US$2000 with her. Having been there before, she knew *not* to take $100 bills. The largest that she could clear in China, even at a bank (!) was a $50! We later used a bank wire to send her about US$6000 for which we paid $20-$30 at our end (Key Bank), and I think it cost her a similar amount at her end (Bank of China). I'm not sure if her BOC account is denominated in US$ or Chinese RMB, and if the latter I don't know how fair an exchange rate she got. I can second the HSBC account at home <-> HSBC account abroad idea. We almost moved our personal account to HSBC to be able to do this with Sharon -- Bob Ammerman -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Herbert Graf-2
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On Tue, 2008-07-15 at 20:32 +1200, Apptech wrote:
> And yes, by all means, get a credit card. You should be able > to use it if you > end up shopping at high-street shops (not regular mom+pop > shops). Just > remember that there is usually a surcharge for purchasing by > credit card > (about 3% or so). > > /> > > In NZ that's true. I have been surprised to find that in > various other countries people often do NOT charge any extra > for using credit cards. This may vary with location. eg > Hongkong electronic stores seemed to add no extra. Australia > also. It's very rare to see a surcharge for using credit cards in North America. About the only place it every happens is in extremely low margin shops like small computer shops. In the few places I've been in Europe I've never seen a surcharge. TTYL -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Adam Field
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A lot (or all, I don't know) of credit card company to merchant
agreements forbid a surcharge for credit card use. I believe that's the only reason the surcharges aren't prevalent in the US. On Tue, Jul 15, 2008 at 11:20 AM, Herbert Graf <mailinglist4@...> wrote: > On Tue, 2008-07-15 at 20:32 +1200, Apptech wrote: >> And yes, by all means, get a credit card. You should be able >> to use it if you >> end up shopping at high-street shops (not regular mom+pop >> shops). Just >> remember that there is usually a surcharge for purchasing by >> credit card >> (about 3% or so). >> >> /> >> >> In NZ that's true. I have been surprised to find that in >> various other countries people often do NOT charge any extra >> for using credit cards. This may vary with location. eg >> Hongkong electronic stores seemed to add no extra. Australia >> also. > > It's very rare to see a surcharge for using credit cards in North > America. About the only place it every happens is in extremely low > margin shops like small computer shops. > > In the few places I've been in Europe I've never seen a surcharge. > > TTYL > > -- > http://www.piclist.com PIC/SX FAQ & list archive > View/change your membership options at > http://mailman.mit.edu/mailman/listinfo/piclist > http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Alan B. Pearce
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>In the few places I've been in Europe I've never seen a surcharge.
In Europe there is a tendency to use debit cards as a preference, as there is no fee on the retailer by the bank like there is for a credit card. Major use for credit cards is on-line purchase, but if you go to the shop they do prefer the debit card. -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Bob Ammerman
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> It's very rare to see a surcharge for using credit cards in North
> America. About the only place it every happens is in extremely low > margin shops like small computer shops. > > In the few places I've been in Europe I've never seen a surcharge. I could be wrong, but I think a prohbition against charging more for a credit-card is in most merchant agreements that you sign to become a merchant (at least in the US). -- Bob Ammerman RAm Systems -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by mrresp1
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merchants 'get around' this legally (in new york anyway) (including gas
stations) by stating that all pricing is posted for cash (at x% discount). you 'lose the cash discount' when paying with plastic... (thus, this is not a surcharge but rather a recovery of the cash discount ....yeah, yeah...double-talk and so forth...(-: ).. m ----- Original Message ----- From: "Bob Ammerman" <rammerman@...> To: "Microcontroller discussion list - Public." <piclist@...> Sent: Tuesday, July 15, 2008 2:06 PM Subject: Re: [OT] Getting cash abroad >> It's very rare to see a surcharge for using credit cards in North >> America. About the only place it every happens is in extremely low >> margin shops like small computer shops. >> >> In the few places I've been in Europe I've never seen a surcharge. > > I could be wrong, but I think a prohbition against charging more for a > credit-card is in most merchant agreements that you sign to become a > merchant (at least in the US). > > -- Bob Ammerman > RAm Systems > > -- > http://www.piclist.com PIC/SX FAQ & list archive > View/change your membership options at > http://mailman.mit.edu/mailman/listinfo/piclist -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Carl Denk
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I don't think that stops them from offering a discount for cash. With
the recent increases in vehicle fuel prices, some independent gas stations have been offering a cash discount. Then they can price the regular price accordingly and it's not charging more. Bob Ammerman wrote: >> It's very rare to see a surcharge for using credit cards in North >> America. About the only place it every happens is in extremely low >> margin shops like small computer shops. >> >> In the few places I've been in Europe I've never seen a surcharge. >> > > I could be wrong, but I think a prohbition against charging more for a > credit-card is in most merchant agreements that you sign to become a > merchant (at least in the US). > > -- Bob Ammerman > RAm Systems > > http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Herbert Graf-2
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On Tue, 2008-07-15 at 10:23 -0700, Funny NYPD wrote:
> What happens if Americans go to Canada? > Is there a easy way to get Canadian $ cash with US $ in Canada? > Is US $ popular/can be used in Canada? There are long boarder between > US and Canada, curious how those frequent traveler handles this issue. > For instance I hear there are six thousands people from Windsor Canada > travels daily between the twin town: Detroit and Windsor. What > currency will they use for daily life? Credit card/debit card or cash? Many "tourist" type places near the border accept US$ at a certain exchange rate. These days it's usually set to par. Aside from that though Americans do need CDN$ for most other things. That said, getting CND$ is pretty darn easy, pretty much any ATM is compatible with most bank cards from the states, and of course VISA is universal and heavily used in Canada. FWIW I rarely ever deal in any cash (aside from a pop machine perhaps). Debit/credit card usage in Canada is VERY high, almost any store you can name will accept either, or usually both. TTYL -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Tamas Rudnai
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> Is there a easy way to get Canadian $ cash with US $ in Canada?
Canada is bilingual, so you need to print the amount in French as well on the note to be accepted <grin> You may also need the face of the Queen on top of it <grin> Anyway, recently CDN was better than USD, first in 30 years or something? Tamas On Tue, Jul 15, 2008 at 6:23 PM, Funny NYPD <funnynypd@...> wrote: > What happens if Americans go to Canada? > Is there a easy way to get Canadian $ cash with US $ in Canada? > Is US $ popular/can be used in Canada? There are long boarder between US > and Canada, curious how those frequent traveler handles this issue. For > instance I hear there are six thousands people from Windsor Canada travels > daily between the twin town: Detroit and Windsor. What currency will they > use for daily life? Credit card/debit card or cash? > > Funny N. > Au Group Electronics, New Bedford, MA, http://www.AuElectronics.com > > > > ----- Original Message ---- > From: Herbert Graf <mailinglist4@...> > To: Microcontroller discussion list - Public. <piclist@...> > Sent: Tuesday, July 15, 2008 11:20:49 AM > Subject: Re: [OT] Getting cash abroad > > On Tue, 2008-07-15 at 20:32 +1200, Apptech wrote: > > And yes, by all means, get a credit card. You should be able > > to use it if you > > end up shopping at high-street shops (not regular mom+pop > > shops). Just > > remember that there is usually a surcharge for purchasing by > > credit card > > (about 3% or so). > > > > /> > > > > In NZ that's true. I have been surprised to find that in > > various other countries people often do NOT charge any extra > > for using credit cards. This may vary with location. eg > > Hongkong electronic stores seemed to add no extra. Australia > > also. > > It's very rare to see a surcharge for using credit cards in North > America. About the only place it every happens is in extremely low > margin shops like small computer shops. > > In the few places I've been in Europe I've never seen a surcharge. > > TTYL > > -- > http://www.piclist.com PIC/SX FAQ & list archive > View/change your membership options at > http://mailman.mit.edu/mailman/listinfo/piclist > > > > > -- > http://www.piclist.com PIC/SX FAQ & list archive > View/change your membership options at > http://mailman.mit.edu/mailman/listinfo/piclist > -- Rudonix DoubleSaver http://www.rudonix.com -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by CDB-3
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:: Canada is bilingual, so you need to print the amount in French as :: well on :: the note to be accepted <grin> :: You may also need the face of the Queen on top of it <grin> I didn't notice it whilst I was there (too busy getting the self service checkout machine confused), but Marks and Spencers in the UK were toying with the idea of having multicurrency aware tills, certainly for their central London stores. I know Heathrow Duty Free has multilingual tills. Certainly in Australia,Europe, US, Singapore and Honk Kong, I've used mainly credit card or debit cards, though if Hungry Jacks at Auckland Airport would take debit cards or foreign currency it'd be nice. I normally take 100 of whaever currency I need in coinage/notes, and pay for as much as possible using cards, apart from a certain Californian Taxi driver who through my card away, because his machine didn't work, and he charged me a $15.00 tip for a $6.00 ride from Carlsbad Airport to the Hotel, just 3 miles away. More importantly make sure whatever country you go to, understands STRONG tea - and the problems of making tea in a coffee maker! Colin -- cdb, colin@... on 16/07/2008 Web presence: www.btech-online.co.uk Hosted by: www.1and1.co.uk/?k_id=7988359 Friendship multiplies the good of life and divides the evil. Baltasar Gracian -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Tomás Ó hÉilidhe-2
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cdb wrote: > More importantly make sure whatever country you go to, understands > STRONG tea - and the problems of making tea in a coffee maker! Another thing is milk. People in Ireland and the UK tend to go on holidays to Spain in the Summer, but the milk's always horrible. Slices of bread are ridiculously undersized there too. And the eggs are funny. Plus if you ask for a rare steak, they actually give you raw meat; no joke, you bite into it and it feels like a jelly, nothing like cooked meat at all. -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Cedric Chang-2
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Really, it is time to see a currency , public or private , that is
accepted everywhere. The dollar is a bad choice since the US Government keeps printing dollars in an attempt to keep afloat. It would be great to see a private currency that was stable and universally accepted. cc -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by CDB-3
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How about 100 Esperanti to the Esperanto?
Personally I'd prefer Niblicks, "can you spare a niblick or two" has a ring to it. Colin :: Really, it is time to see a currency , public or private , that is :: accepted everywhere. The dollar is a bad choice since the US :: Government keeps printing dollars in an attempt to keep afloat. It :: would be great to see a private currency that was stable and :: universally accepted. -- cdb, colin@... on 16/07/2008 Web presence: www.btech-online.co.uk Hosted by: www.1and1.co.uk/?k_id=7988359 Friendship multiplies the good of life and divides the evil. Baltasar Gracian -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Tomás Ó hÉilidhe-2
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cdb wrote: > Personally I'd prefer Niblicks, "can you spare a niblick or two" has a > ring to it. I like shmoolies, as in "it cost me 50 shmoolies". (rhymes with smoothies) -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by William "Chops" Westfield
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On Jul 15, 2008, at 5:45 PM, Cedric Chang wrote: > The dollar is a bad choice since the US Government keeps printing > dollars in an attempt to keep afloat. Alas, most countries seem to do that. Until quite recently, the dollar was one of the more stable currencies. > It would be great to see a private currency that was stable and > universally accepted. Based on what? Precious metals and similar are silly. Everything else isn't stable... BillW -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Cedric Chang-2
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Or "a niblick for your thoughts" might work. "niblick wise and
nockblock foolish" resonates. But please be serious about my profound ponderings. cc > > On Jul 15, 2008, at 6:56 PM, cdb wrote: > > How about 100 Esperanti to the Esperanto? > > Personally I'd prefer Niblicks, "can you spare a niblick or two" has a > ring to it. > > Colin > > :: Really, it is time to see a currency , public or private , that is > :: accepted everywhere. The dollar is a bad choice since the US > :: Government keeps printing dollars in an attempt to keep afloat. It > :: would be great to see a private currency that was stable and > :: universally accepted. > -- > cdb, colin@... on 16/07/2008 > > Web presence: www.btech-online.co.uk > > Hosted by: www.1and1.co.uk/?k_id=7988359 > > Friendship multiplies the good of life and divides the evil. > Baltasar Gracian -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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Re: Getting cash abroad
by Cedric Chang-2
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>
> On Jul 15, 2008, at 7:10 PM, William Chops Westfield wrote: > > > On Jul 15, 2008, at 5:45 PM, Cedric Chang wrote: > >> The dollar is a bad choice since the US Government keeps printing >> dollars in an attempt to keep afloat. > > Alas, most countries seem to do that. Until quite recently, the > dollar was one of the more stable currencies. > >> It would be great to see a private currency that was stable and >> universally accepted. > > Based on what? Precious metals and similar are silly. Everything > else isn't stable... > > BillW You got me there. Maybe Stablanium. cc -- http://www.piclist.com PIC/SX FAQ & list archive View/change your membership options at http://mailman.mit.edu/mailman/listinfo/piclist |
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