I'm going to live in Asia for a while and I'm looking at ways of
transferring money from my home country (Ireland).
For instance, let's say someone in my home country wants to send 500
Euro to me. There's options such as:
1) Send me cash by post in an envelope
2) Send me a bank draft by post in an envelope
3) Western Union
4) Put the money into my Irish bank account, and then I'll use my Cirrus
card to withdraw it from an ATM
1 is too dodgy.
2 is too complicated, I'm guaranteed to have trouble in the foreign bank.
3 is ridiculously too expensive.
I'm liking option 4 at the moment, and they only take 3% of the amount
you withdraw with a maximum of 12 Euro charge. So if I withdraw 300
Euro, it will cost me 9 Euro. If I withdraw 5 million Euro, it will cost
me 12 Euro.
Anyone got suggestions for getting money from home? One other thing, I
don't have a credit card here in Ireland but I'm wondering if there's
any merit in me getting one for when I'm away? (I wouldn't get it for
the purpose of having credit, but rather for the functionality of it).
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